General Disclaimers - Communications

Electronic purchase or sale requests:

Do not send time-sensitive, action-oriented messages such as transaction orders, as Stonecrest Capital Markets does not accept orders and/or instructions regarding your account by e-mail, voice mail, fax or any alternative method. Transactional details do not supersede normal trade confirmations or statements.

This is a confidential communication between sender and its intended recipient.

We retain copies of messages and monitor them

Subject to applicable law, Stonecrest Capital Markets may monitor, review and retain e-mail communications traveling through its networks/systems.

Attachments

Attachments that are part of any e-mail communication may have additional important disclosures and disclaimers, which you should read.

Third Party Data

Any information provided in this e-mail communication has been prepared from sources believed to be reliable, but is not guaranteed by Stonecrest Capital Markets and is not a complete summary or statement of all available data necessary for making an investment decision.

Not an offer or recommendation

This message is not an offer or (or solicitation of an offer) or recommendation to buy or sell the securities or instruments that may be mentioned.

Information may not be secure when sent through the internet

E-mail communication sent through the Internet is not secure or confidential. E-mail may be intercepted or accessed by unauthorized or unintended parties, may not arrive at the intended destination, or may not arrive in the form transmitted. E-mail transmission cannot be guaranteed to be secure or error-free as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses. The sender therefore does not accept liability for any errors or omissions in the contents of this message, which arise as a result of e-mail transmission. If verification is required please request a hard-copy version.

IRS Circular 230 Disclosure

To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. federal tax advice contained in this communication (including any attachments) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.

Securities and insurance products are not insured

Securities and insurance products: * Are Not FDIC Insured * Are Not Bank Guaranteed * May Lose Value